CrePASS offers an ALTERNATIVE APPROACH

to traditional credit scoring systems by providing a platform that evaluates individual’s creditworthiness based on non-financial data sources. We support lenders that want to serve thin-filers, no-filers, and those with below average credit.

We aim to support the increasing provision of Digital Financial Lending products to the Underbanked/Underserved population and ‘Fair Lending’ through overcoming the challenges in assessing credit on them.

We developed Traditional + Alternative credit scoring platform to support Lenders, and with a subsidiary company, CrePASS Plus, introduce and match suitable financial products to Youth population.

Our achievements include:

- 1st Alternative Credit Bureau licensee in South Korea (2021)
-  Over 130+ Credit Scoring project experiences. in South Korea.
-  5 Countries served in Asia and growing.
-  Clients and partners include the largest credit card issuer and largest Telco in South Korea.

The company’s accumulated history in offering Credit Risk Management
solutions goes back to 1999 through FK BCG.

- CrePASS internalized the technology from FK BCG and Lenddo Korea to offer Traditional+Alternative credit scoring
   solutions and is in the process of merging with them.
-  FK BCG (FICO Korea) is the official Korean partner of FICO (Partnership in 1999), the 1st Credit Scoring system worldwide.
- Lenddo Korea (2016) is the exclusive partner in South Korea for LenddoEFL , the company that invented alternative credit scoring system.