Patents Registration

  • Alternative data risk assessment methods
    and devices using mobile data

  • Personal credit rating alternative credit score system

  • Selected for KOICA CTS Program

    • Build an Alternative Credit Rating Platform in Cambodia


  • Designation of innovative finance

  • Launching alternative evaluation SaaS

  • Mongolia M Bank Alt. CSS for Internet Bank & Micro credit

  • Indonesia OK Savings Bank Developing Alt. CSS model

  • Kazakhstan Discussing for expanding Alt. CSS Services with Shinhan card



  • Alt. CSS for Microfinance with
    Goodneighbors Microcredit, KOICA IBS*
    * IBS : Iclusive Business Solution


  • ‘STEPs’ Development

  • 1st Alt. Data Credit Bureau

  • The subsidiary, CrePASS Plus, which operates
    the youth financial platform, has been split


  • Patent Registration STEPS, a credit rating solution based on financial/non-financial information

  • Mongolia M Bank Credit scoring system & Alt. CSS

  • Kazakhstan Alt. CSS Platform with Shinhan card


  • 1st Alternative Data Score in Korea
    CrePASS Business start